employee benefits

Posts Tagged employee benefits

Many People Feel That Without Coverage, They Can’t Get Care

Many People Feel That Without Coverage, They Can’t Get Care
FacebookTwitterGoogle+LinkedInShare

As seen in the Lawton Constitution December 21, 2017

Priced out of health insurance? Or do you feel it is too expensive to use?

We enjoy quality medical facilities and excellent health care providers in Lawton. But these services do not help people who cannot afford to access them.

Many working people feel they have been priced out of health insurance. And since health CARE has been inseparably linked to health insurance COVERAGE, many feel that without coverage, they can’t get care. While many who do have coverage feel that the cost of getting care makes their health insurance too expensive to use.
“The cost of health care in 2016 exceeded $25,000 per family,” according to the Milliman Index. And worse, cost per family has doubled from $12,500 in 2005, when Milliman first began tracking it.*

Direct primary care clinic membership offers personalized care, no insurance required

Direct primary care clinic membership is “centered around you,” old-fashioned health care from a personal physician. An old idea made new again. And clinic membership is also an ideal source of care for people who have no health insurance or who feel their coverage is too expensive to use for primary care.

Membership allows for unhurried visits where your Doctor has more time to hear your concerns, understand your health problems and provide you with the care and treatment you need.

Nationwide, face-time with a primary care Doctor averages seven to 10 minutes per visit. In direct primary care, Doctor face-time averages 35 minutes or more.** Ample time with your primary care Doctor is the foundation of effective health care. Time together builds trust. From trusting relationships, coupled with your Doctor’s expertise and experience, come the best decisions for your health.

“This is not football with the clock tick, tick, ticking down … Direct primary care clinic membership is like baseball. You have the time you need.” — Dr. Birdwell

The flat monthly membership fee includes:

  • Annual comprehensive wellness and medical exam
  • Unlimited clinic visits with same day/next day appointments
  • Discounts on labs, imaging and medications provide major savings
  • 24/7 communications via cell, text and email
  • Wellness counseling
  • Referrals to medical specialists and hospital-to-home coordination
  • Coordination of care to maximize the value of any insurance our members have
  • House call option
  • No long-term commitment

Ask about it at work!

Direct primary care clinic membership is a “care first” employer-sponsored group health benefit:

  • A flat monthly fee for all primary health care can be budgeted easily
  • Quality health care that can be accessed quickly and after hours is the ideal health benefit for business owner and employee alike
  • Many occupational health services are included in clinic membership
  • Vision care, too

MainStreet Direct Care proves to be the ideal (or only) source of care for many SW Oklahomans. With or without coverage, we help maximize the value of any insurance our members have and seek less-expensive alternatives where possible. Dispensing many prescription medicines at very low cost helps many families make ends meet.

When extra tests or specialized care is needed, we take time to help members make decisions and find strategies for affordability.

Direct Primary Care is the future of health care, available today. It’s about care, not coverage

* Source: Milliman Index (www.milliman.com/mmi). Total cost includes coverage premiums plus the costs of care for a typical family of four, covered by an average employer-sponsored PPO plan.

** North Carolina State University MBA project comparing North Carolina direct pay medical practices to data collected from traditional practices

Posted in: Direct Primary Care, Workplace Health

Leave a Comment (0) →

Seeking a Renaissance in Personalized Health Care

Dr. Brian Birdwell, MD - Lawton, Oklahoma

Young people in Lawton tell us that direct primary care clinic membership is a “progressive innovation!” And then our senior members say, “That’s no innovation. It’s the way health care used to be!”

Both young and old agree: direct primary care clinic membership delivers personalized health care the way it should be now:

  • See your doctor promptly, in a calm clinic with uncrowded waiting room
  • Unhurried visits with a doctor who has plenty of time to listen, and who can take into consideration your goals for your health and well-being
  • Ongoing contact via personal communications, such as cell phone, text or email

Clinic members pay a flat monthly fee and in return, receive open access and attention to any pressing need. When a face-to-face visit is desired, doctor appointments can be made, typically the same day or next day. Time with your doctor is not limited by a ticking clock.

And on occasion, we even make house calls.

How is this possible?

Since we no longer must see you face-to-face in order to get paid by Medicare or the health insurance company, patient-doctor communication is not bound by the structure of electronic records or the duty to produce a bill. By contrast, in preferred provider networks (PPOs), the main focus of a primary care “patient encounter” has become generating a bill rather than promoting your health and well-being.

Nationwide, face-time with a primary care doctor averages seven to 10 minutes. In direct primary care, doctor face-time averages 35 to 45 minutes. Ample time with your primary care doctor is the foundation of effective health care. Time together builds trust. From trusting relationships, coupled with your doctor’s expertise and experience, come the best decisions for your health.

“This is not football with a ticking clock. Direct primary care clinic membership is like baseball. You have all the time you need.”

———

Remedy for employers agonizing over group health benefits

Two reasons why direct primary care clinic membership is ideal for employer group health plans:

  • A flat monthly fee for all primary health care can be budgeted easily, and
  • Quality health care that can be accessed quickly is the ideal health benefit for business owner and employee alike

Moreover, as Forbes.com columnist Dave Chase pointed out recently, “the typical American family with a Boomer head of household has $1 million less in their retirement account than they would have if healthcare spending had tracked with inflation, rather than healthcare’s hyperinflation.”

Shifting employee benefit dollars from health insurance back to direct health care spending has been proven to reduce employer health costs by 20 percent, which over time can loosen more benefits dollars for financial protection benefits and retirement savings.

Direct Care Partners, LLC offers employers Care First Benefits. Care First includes a simple way to contract directly with Lawton area physicians to provide these benefits in your group health plan, along with expert consulting to help you balance your plan’s health care, catastrophic health insurance, and financial protection benefits.

Posted in: Direct Primary Care

Leave a Comment (0) →